/* Finarium — main stylesheet. Built on tokens.css (../css/tokens.css, enqueued first).
   Component reference: design_handoff_finarium_wordpress/design/Finarium Design System.dc.html
   Reuse the threshold set only: 560 · 620 · 700 · 760 · 900 · 960(nav) · 1080 · 1100 · 1180 · 1540 */

/* ── Reset ─────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; }
/* The native [hidden] attribute's own display:none is UA-stylesheet-level —
   any component rule that sets its own `display` on the same element (e.g.
   .fin-drawer a's display:inline-flex, which is exactly how the hidden
   Tariff Plans link in the mobile drawer was still showing) silently wins
   over it. Force it to actually hide, everywhere, regardless. */
[hidden] { display: none !important; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--fin-bg);
  color: var(--fin-text);
  font-family: var(--fin-font-body);
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img, svg, video { display: block; max-width: 100%; }
a { color: var(--fin-accent-deep); text-decoration: none; }
a:hover { color: var(--fin-ink); }
button { font: inherit; }
h1, h2, h3, p, blockquote, figure { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
:focus-visible { outline: 2px solid var(--fin-accent-deep); outline-offset: 2px; }
[data-reveal] { will-change: opacity, transform; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}

/* ── Layout shell ──────────────────────────────────── */
.fin-wrap { max-width: var(--fin-max); margin: 0 auto; padding-left: var(--fin-gutter); padding-right: var(--fin-gutter); }
.fin-section { padding-top: var(--fin-section); padding-bottom: var(--fin-section); }
.fin-section--tight-top { padding-top: var(--fin-section-sm); }
.fin-section--tight-bottom { padding-bottom: clamp(44px, 4.6vw, 72px); }
.fin-section--flush-top { padding-top: 0; }
.fin-section--light { background: var(--fin-bg); }
.fin-section--alt { background: var(--fin-bg-alt); }
.fin-section--dark { background: var(--fin-ink-deep); color: var(--fin-on-dark); }
.fin-stack { display: flex; flex-direction: column; gap: var(--fin-stack); }

/* ── Eyebrow / mono label ──────────────────────────── */
.fin-eyebrow {
  font-family: var(--fin-font-mono);
  font-size: var(--fin-micro);
  letter-spacing: var(--fin-ls-mono);
  text-transform: uppercase;
  color: var(--fin-accent-deep);
}
.fin-section--dark .fin-eyebrow { color: var(--fin-accent); }

/* ── Section header: eyebrow right of heading, on a rule ── */
.fin-section-head {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  column-gap: 40px;
  row-gap: 12px;
  align-items: baseline;
  border-bottom: var(--fin-rule-section);
  padding-bottom: 20px;
  margin-bottom: var(--fin-stack);
}
.fin-section-head .fin-eyebrow { white-space: nowrap; justify-self: end; }
.fin-section--dark .fin-section-head { border-bottom-color: var(--fin-on-dark); }
/* Split heads where lead+body are stacked INSIDE the head block itself
   (band.php's "heading + split + both lead and body" text-case branch) have
   nothing below them that needs separating — the design has no rule here,
   only the section's own top/bottom hairline and the inline rule between
   lead and body. Affects "One consolidated view" (Treasury), "Corporate by
   design" (IT Infrastructure), and "Core principle" (Process Transparency). */
.fin-section-head--no-rule { border-bottom: 0; padding-bottom: 0; }

/* Variant: eyebrow above heading, heading paired with a lead paragraph */
.fin-section-head--split {
  grid-template-columns: minmax(0, 0.92fr) minmax(0, 1fr);
  column-gap: 48px;
  row-gap: 18px;
  align-items: start;
}
.fin-section-head--split .fin-section-head__title { display: flex; flex-direction: column; gap: 18px; }
.fin-section-head--split .fin-eyebrow { justify-self: start; }
.fin-section-head--split .fin-section-head__lead {
  margin: 0;
  padding-top: 30px;
  font-size: 16px;
  font-weight: 300;
  line-height: var(--fin-lh-long);
  color: var(--fin-text-muted);
  text-wrap: pretty;
}
/* Same fix as .fin-body--long: this lead also appears on dark sections
   (e.g. Compliance's "Five commitments") and needs the light-on-dark
   colour, not the light-surface muted grey. */
.fin-section--dark .fin-section-head__lead { color: var(--fin-on-dark-muted); }
@media (max-width: 820px) {
  .fin-section-head, .fin-section-head--split {
    grid-template-columns: 1fr;
  }
  .fin-section-head .fin-eyebrow { justify-self: start; order: -1; }
  .fin-section-head--split .fin-section-head__lead { padding-top: 0; }
}

/* ── Headings ──────────────────────────────────────── */
.fin-h1 {
  font-family: var(--fin-font-display);
  font-variation-settings: 'wdth' 108;
  font-weight: 700;
  font-size: var(--fin-h1);
  line-height: var(--fin-lh-h1);
  letter-spacing: var(--fin-ls-h1);
  text-transform: uppercase;
  text-wrap: balance;
  max-width: 22ch;
}
.fin-h2 {
  font-family: var(--fin-font-display);
  font-variation-settings: 'wdth' 108;
  font-weight: 700;
  font-size: var(--fin-h2);
  line-height: var(--fin-lh-h2);
  letter-spacing: var(--fin-ls-h2);
  text-transform: uppercase;
  text-wrap: balance;
  max-width: 26ch;
}
.fin-h3 {
  font-family: var(--fin-font-display);
  font-variation-settings: 'wdth' 106;
  font-weight: 700;
  font-size: var(--fin-h3);
  line-height: var(--fin-lh-h3);
  letter-spacing: var(--fin-ls-h3);
  text-transform: uppercase;
  text-wrap: balance;
}
.fin-lead {
  font-family: var(--fin-font-display);
  font-weight: 500;
  font-size: var(--fin-lead);
  line-height: 1.34;
  letter-spacing: var(--fin-ls-lead);
  color: var(--fin-text-body);
  max-width: 62ch;
  text-wrap: pretty;
}
.fin-section--dark .fin-lead { color: var(--fin-on-dark-soft); }
/* .fin-lead--statement — the bold, larger "premise"-style statement used when
   a band opens straight on a lead (no heading before it), e.g. About's "We
   were founded on a simple premise…". Full-strength colour even on dark,
   unlike the softer default .fin-lead. */
.fin-lead--statement {
  font-weight: 700;
  font-variation-settings: "wdth" 106;
  font-size: clamp(24px, 2.5vw, 38px);
  line-height: 1.04;
  letter-spacing: -0.038em;
}
.fin-section--dark .fin-lead--statement { color: var(--fin-on-dark); }
.fin-quote {
  font-family: var(--fin-font-display);
  font-weight: 500;
  font-size: var(--fin-quote);
  line-height: 1.26;
  letter-spacing: -0.03em;
  max-width: 40ch;
  text-wrap: pretty;
}
.fin-body { font-size: var(--fin-body); line-height: var(--fin-lh-body); color: var(--fin-text-body); text-wrap: pretty; }
.fin-body--long { font-weight: 300; line-height: var(--fin-lh-long); color: var(--fin-text-muted); }
/* On a dark band, body copy needs its own light-on-dark colour — .fin-lead
   already gets one (above), but .fin-body--long shares the same class name
   with every light-surface usage and was falling back to the light-surface
   muted grey, making it nearly unreadable against the dark background. */
.fin-section--dark .fin-body--long { color: var(--fin-on-dark-muted); }
.fin-accent-word { color: var(--fin-accent-deep); }
.fin-section--dark .fin-accent-word { color: var(--fin-accent); }

/* ── Rule / hairline ───────────────────────────────── */
.fin-rule { height: 1px; background: var(--fin-border); border: 0; }
.fin-rule--flex { flex: 1; }
.fin-section--dark .fin-rule { background: var(--fin-border-dark); }

/* ── Buttons — two ranks only ──────────────────────── */
.fin-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  align-self: flex-start;
  gap: 9px;
  padding: var(--fin-btn-pri-pad);
  min-height: var(--fin-btn-min);
  white-space: nowrap;
  font-family: var(--fin-font-display);
  font-size: var(--fin-btn-pri-size);
  font-weight: 500;
  letter-spacing: -0.008em;
  background: var(--fin-btn-pri-bg);
  color: var(--fin-btn-pri-ink);
  border: 0;
  cursor: pointer;
  transition: background var(--fin-ease), color var(--fin-ease);
}
.fin-btn:hover { background: var(--fin-accent-ink); color: #fff; }
.fin-btn .fin-arrow { font-size: var(--fin-btn-arrow); }
.fin-btn--onink { background: var(--fin-btn-onink-bg); }
.fin-btn--onink:hover { background: #fff; color: var(--fin-btn-onink-bg); }

.fin-link {
  display: inline-flex;
  align-items: center;
  align-self: flex-start;
  gap: 7px;
  min-height: var(--fin-btn-sec-min);
  font-family: var(--fin-font-display);
  font-size: var(--fin-btn-sec-size);
  font-weight: 500;
  letter-spacing: -0.008em;
  color: var(--fin-accent-deep);
  border-bottom: 1px solid transparent;
  transition: color var(--fin-ease), border-color var(--fin-ease);
}
.fin-link:hover { color: var(--fin-ink); border-color: var(--fin-ink); }
.fin-section--dark .fin-link { color: var(--fin-on-dark); }
.fin-section--dark .fin-link:hover { color: #fff; border-color: #fff; }

.fin-btn-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: flex-end;
  gap: var(--fin-btn-gap);
  border-top: 1px solid var(--fin-border);
  padding-top: 24px;
}
.fin-section--dark .fin-btn-row { border-top-color: var(--fin-border-dark); }

/* ── Hero — one pattern, every page ────────────────── */
/* padding-top matches the design's hero container top inset (--fin-section-sm)
   on every content/contacts/terms page. The matching bottom gap belongs on
   the wrapping <section class="fin-wrap"> instead of here (see
   .fin-hero-wrap below) — Terms puts more than the hero inside that wrapper,
   so the gap has to land after everything in it, not right after the hero. */
.fin-hero { display: flex; flex-direction: column; gap: clamp(26px, 2.8vw, 38px); padding-top: var(--fin-section-sm); }
/* The gap between a hero (+ whatever else shares its wrapper, e.g. Terms'
   version/date row) and whatever section follows — previously absent, so a
   hero's buttons sat flush against, or visually "on", the next section's own
   background, dark sections especially. Home's custom hero (front-page.php)
   isn't wrapped in this class — its button row isn't the hero's last visible
   element (the fact-strip is), and it already manages its own spacing. */
.fin-hero-wrap { padding-bottom: clamp(44px, 4.6vw, 72px); }
.fin-hero__entry {
  display: flex;
  align-items: center;
  gap: 16px;
  font-family: var(--fin-font-mono);
  font-size: var(--fin-micro);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--fin-text-label);
  flex-wrap: nowrap;
}
.fin-hero__entry .fin-eyebrow { white-space: nowrap; }
.fin-hero__fact { white-space: nowrap; }
@media (max-width: 900px) { .fin-hero__entry { flex-wrap: wrap; } }

/* Home fact strip — the only permitted hero addition */
.fin-fact-strip {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 14px;
  font-family: var(--fin-font-mono);
  font-size: 11.5px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--fin-text-muted);
  border-top: 1px solid var(--fin-border);
  padding-top: 24px;
}
.fin-fact-strip__sep { color: var(--fin-accent); }

/* ── Entry marks: 2x2 dot mark ─────────────────────── */
.fin-dotmark { display: grid; grid-template-columns: repeat(2, 6px); gap: 3px; width: 15px; flex: none; }
.fin-dotmark span { width: 6px; height: 6px; display: block; background: var(--fin-border-strong); }
.fin-dotmark span.is-on { background: var(--fin-accent-deep); }

/* ── Hairline card grid ────────────────────────────── */
.fin-grid-wrap { overflow: hidden; border-bottom: 1px solid var(--fin-border); border-right: 1px solid var(--fin-border); }
/* Opt-in per-band frame variant (e.g. "Our stablecoin rails"): top+bottom
   only — dividers between cells (each cell's own border-right/bottom)
   already close off the right edge, an extra outer border-right there
   would double up. Not the default: sibling stat-cell grids on the same
   page (e.g. "Supported stablecoins") frame all four sides instead, so
   this is opt-in per band, not tied to any card style generally. */
.fin-grid-wrap--top-bottom { border-right: 0; border-top: 1px solid var(--fin-border); }
.fin-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(var(--fin-col-min), 1fr));
  grid-auto-rows: 1fr;
  width: calc(100% + 1px);
  margin-bottom: -1px;
}
.fin-grid--2 { grid-template-columns: repeat(1, minmax(0, 1fr)); }
@media (min-width: 900px) { .fin-grid--2 { grid-template-columns: var(--fin-cards-2); } }
.fin-grid--3 { grid-template-columns: repeat(1, minmax(0, 1fr)); }
@media (min-width: 700px) { .fin-grid--3 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1200px) { .fin-grid--3 { grid-template-columns: var(--fin-cards-3); } }
.fin-grid--5 { grid-template-columns: repeat(1, minmax(0, 1fr)); }
@media (min-width: 760px) { .fin-grid--5 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1180px) { .fin-grid--5 { grid-template-columns: repeat(5, minmax(0, 1fr)); } }
/* Compound selector (not just .fin-plain-grid--4) so this wins over
   .fin-plain-grid's own 3-column rule below regardless of source order —
   both carry the ≥1180px breakpoint, and same-specificity same-breakpoint
   rules were resolving to whichever is declared last, silently giving a
   4-card grid only 3 columns at that width. */
.fin-plain-grid.fin-plain-grid--4 { grid-template-columns: repeat(1, minmax(0, 1fr)); }
@media (min-width: 700px) { .fin-plain-grid.fin-plain-grid--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1180px) { .fin-plain-grid.fin-plain-grid--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); } }

/* "Entry" cards (jurisdictions, offices): gapped, not hairline — each cell is
   independently alt-coloured with no shared border, unlike .fin-grid-wrap/.fin-card. */
.fin-entry-grid { display: grid; grid-template-columns: repeat(1, minmax(0, 1fr)); gap: clamp(14px, 1.4vw, 20px); align-items: stretch; }
@media (min-width: 900px) { .fin-entry-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.fin-entry-cell { background: var(--fin-bg-alt); padding: clamp(24px, 2.4vw, 34px) clamp(22px, 2.2vw, 32px) clamp(28px, 2.8vw, 38px); display: flex; flex-direction: column; gap: clamp(12px, 1.1vw, 16px); }
/* Entry-card legal identity: entity name, address, and a deliberately
   prominent registration/ID number (clients check these first). */
/* Entry cells: five bands that line up across a pair of cards (subgrid). */
.fin-entry-cell { display: grid; grid-template-rows: subgrid; grid-row: span 5; row-gap: 0; }
.fin-entry__head, .fin-entry__id, .fin-entry__lead, .fin-entry__body { display: flex; flex-direction: column; align-items: flex-start; gap: clamp(10px, 1vw, 14px); padding-bottom: clamp(12px, 1.1vw, 16px); }
.fin-entry__id { justify-content: flex-start; }
.fin-entry__body .fin-card__body, .fin-entry__body .fin-card__license { margin: 0; }
.fin-entry__link { align-self: end; padding-top: 6px; }
@media (max-width: 899px) { .fin-entry-cell { grid-template-rows: none; grid-row: auto; display: flex; flex-direction: column; } }
.fin-card__company { margin: 0; font-family: var(--fin-font-display); font-weight: 700; font-size: clamp(15px, 1.25vw, 18px); letter-spacing: -0.01em; color: var(--fin-ink); }
.fin-card__address { margin: 0; }
.fin-card__id { align-self: flex-start; background: var(--fin-surface); border: 1px solid var(--fin-border); padding: 10px 16px 11px; font-family: var(--fin-font-mono); font-weight: 500; font-size: clamp(15px, 1.35vw, 19px); letter-spacing: 0.06em; color: var(--fin-ink); }
.fin-card__license { margin: 0; color: var(--fin-text-muted); }
.fin-entry-cell .fin-h3 { display: flex; align-items: flex-start; gap: clamp(10px, 1vw, 14px); }

/* "Plain" numbered list (e.g. About's "Why Finarium" 7 reasons): no cell
   backgrounds or borders, just column gaps and one shared bottom rule. */
.fin-plain-grid { display: grid; grid-template-columns: repeat(1, minmax(0, 1fr)); grid-auto-rows: 1fr; column-gap: clamp(20px, 2.6vw, 48px); row-gap: 0; border-bottom: 1px solid var(--fin-border); }
@media (min-width: 760px) { .fin-plain-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1180px) { .fin-plain-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.fin-plain-cell { padding: clamp(20px, 2vw, 28px) 0 clamp(28px, 2.8vw, 40px); display: flex; flex-direction: column; gap: clamp(10px, 1vw, 14px); }
.fin-plain-numeral { display: flex; align-items: center; gap: clamp(12px, 1.2vw, 16px); font-family: var(--fin-font-mono); font-size: clamp(26px, 2.4vw, 36px); font-weight: 400; color: var(--fin-accent-deep); }
/* Sits AFTER .fin-plain-grid closes (not as a grid child) — the grid's own
   border-bottom is the one rule the design puts under the cards; this row
   of trailing action link(s) is right-aligned below that rule, not a
   left-aligned block sharing the grid's own bottom border. */
.fin-plain-actions { display: flex; flex-wrap: wrap; align-items: center; justify-content: flex-end; gap: clamp(18px, 2vw, 26px); padding-top: clamp(20px, 2vw, 28px); }

/* Stat cell: mono label (with an optional coloured marker square) above a
   big value — Home's fact strip, Crypto Payments' rails/assets rows. */
.fin-stat-cell__label { display: flex; align-items: flex-start; gap: 9px; font-family: var(--fin-font-mono); font-size: var(--fin-micro); line-height: 1.5; letter-spacing: 0.12em; text-transform: uppercase; color: var(--fin-text-label); text-wrap: pretty; }
.fin-stat-cell__mark { width: 8px; height: 8px; flex: none; display: block; margin-top: 4px; }
.fin-stat-cell__value { margin-top: auto; font-family: var(--fin-font-display); font-variation-settings: 'wdth' 106; font-weight: 700; font-size: clamp(26px, 2.2vw, 34px); line-height: 1; letter-spacing: -0.04em; text-transform: uppercase; color: var(--fin-ink); }
.fin-card--stat { min-height: clamp(132px, 11vw, 156px); }
/* Stat cells (label-over-value, e.g. "Our stablecoin rails") are always a
   gray tone in the design, never .fin-card's default white — light surface
   uses the page background itself, alt surface its own slightly-lighter
   cell tone. */
.fin-section--light .fin-card--stat, .fin-section--light .fin-card--stat:hover { background: var(--fin-bg); }
.fin-section--alt .fin-card--stat, .fin-section--alt .fin-card--stat:hover { background: var(--fin-surface-soft); }

/* Home fact strip: 1 → 2 (560px) → 4 (1100px), matching the approved design's fixed thresholds. */
.fin-grid--facts { grid-template-columns: repeat(1, minmax(0, 1fr)); }
@media (min-width: 560px) { .fin-grid--facts { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1100px) { .fin-grid--facts { grid-template-columns: repeat(4, minmax(0, 1fr)); } }

/* ── Two-column bands ──────────────────────────────────
   Reusable in place of one-off inline style + <style> + !important hacks.
   .fin-split-band  — the tokenised "heading | text band" split, --fin-split (0.9fr/1.1fr), ≥960px.
   .fin-split-even  — equal halves, ≥900px (Home's About-text and Contact bands). */
.fin-split-band, .fin-split-even {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(26px, 2.6vw, 34px) clamp(24px, 3vw, 56px);
  align-items: start;
}
@media (min-width: 960px) { .fin-split-band { grid-template-columns: var(--fin-split); } }
@media (min-width: 900px) { .fin-split-even { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
/* The 'cta' band's right-hand column (body+button) sits pushed down from the
   heading beside it once the split is two columns — not flush with its top.
   0 while still stacked single-column, matching the design's own headTextTop. */
.fin-split-band__body { padding-top: 0; }
@media (min-width: 960px) { .fin-split-band__body { padding-top: 30px; } }

/* Certificate band: text column | image column, ≥1080px (ISO 5055's "Finarium's certification"). */
.fin-split-cert { display: grid; grid-template-columns: 1fr; gap: clamp(30px, 3.2vw, 44px) clamp(28px, 3.4vw, 64px); align-items: start; }
@media (min-width: 1080px) { .fin-split-cert { grid-template-columns: minmax(0, 1fr) minmax(0, 0.72fr); } }
.fin-split-cert__media { max-width: clamp(280px, 40vw, 400px); }
@media (min-width: 1080px) { .fin-split-cert__media { justify-self: end; } }

.fin-card {
  background: var(--fin-surface);
  border-right: 1px solid var(--fin-border);
  border-bottom: 1px solid var(--fin-border);
  padding: var(--fin-card-pad);
  display: flex;
  flex-direction: column;
  gap: 14px;
  transition: background var(--fin-ease);
}
.fin-card:hover { background: var(--fin-surface-hover); }
.fin-card__title { margin: 0; }
.fin-card__body { margin: 0; }
.fin-card__link { margin-top: auto; align-self: flex-start; padding-top: 22px; }
.fin-section--dark .fin-card { background: var(--fin-ink-card); border-color: var(--fin-border-dark); color: var(--fin-on-dark); }
.fin-section--dark .fin-card:hover { background: var(--fin-ink-card); }
/* .fin-card__body inherits .fin-body's own explicit (light-surface) colour,
   which wins over the card's inherited on-dark colour — same class of bug as
   .fin-body--long and .fin-section-head__lead above, just one selector short
   of the rest of the .fin-card dark override. */
.fin-section--dark .fin-card__body { color: var(--fin-on-dark-muted); }
/* The default "hairline" card grid is a border-collapse table on a light
   surface (shared 1px right/bottom borders, closed by .fin-grid-wrap) — but
   on a dark surface the design uses a different pattern entirely: gapped
   tiles, each with its own background and a 2px accent top border, no
   collapsed/shared borders at all (e.g. Compliance's "Five commitments"). */
.fin-section--dark .fin-grid-wrap { overflow: visible; border-bottom: 0; border-right: 0; }
.fin-section--dark .fin-grid { width: 100%; margin-bottom: 0; gap: clamp(14px, 1.4vw, 16px); }
.fin-section--dark .fin-card { border: 0; border-top: 2px solid var(--fin-accent); }
.fin-section--dark .fin-card--cta { border-top: 0; }
/* .fin-section--dark .fin-card (two classes) was beating the plain
   .fin-card--cta background rule (one class) by specificity, regardless of
   source order — the filled teal CTA cell was rendering as a plain dark
   card instead of solid accent-teal. */
.fin-section--dark .fin-card--cta { background: var(--fin-accent); }
/* The shared --fin-card-pad token is calibrated for the light hairline
   cards elsewhere (Home/ISO 5055/Treasury/Process Transparency) — this dark
   gapped-tile pattern has its own, smaller, top-lighter-than-bottom padding
   in the design. */
.fin-section--dark .fin-card, .fin-section--dark .fin-card--cta { padding: clamp(24px, 2.4vw, 28px) clamp(22px, 2.2vw, 26px) clamp(28px, 2.8vw, 32px); }
/* Filled CTA cell: a teal cell that sometimes closes a hairline card grid instead
   of a trailing text link (design system's "filled CTA card" pattern). */
.fin-card--cta { background: var(--fin-accent); display: flex; align-items: center; justify-content: center; }

/* Home's hero fact strip: same colour as the page (--fin-bg), not a white
   card — separated only by hairlines, and static (no hover), unlike .fin-card. */
.fin-card--fact { background: var(--fin-bg); transition: none; }
.fin-card--fact:hover { background: var(--fin-bg); }

/* ── Fact / list rows on white ──────────────────────── */
.fin-rows { display: flex; flex-direction: column; }
.fin-row {
  display: grid;
  grid-template-columns: 20px minmax(0, 1fr);
  gap: 16px;
  align-items: baseline;
  border-top: var(--fin-rule-soft);
  padding: 22px 0 24px;
}
.fin-row:first-child { border-top: 2px solid var(--fin-accent-deep); }
.fin-row:last-child { border-bottom: var(--fin-rule-soft); }
.fin-row__title { font-family: var(--fin-font-display); font-size: 19px; font-weight: 600; letter-spacing: -0.01em; }
.fin-row--numeral { grid-template-columns: 48px minmax(0, 1fr); }
@media (max-width: 560px) { .fin-row--numeral { grid-template-columns: minmax(0, 1fr); } }
/* Numeral rows (e.g. "Built for how finance teams actually work", "Custodial
   storage") are a bold display-heading style, distinct from the plain
   dot-marked reasons list that shares .fin-row/.fin-row__title otherwise —
   was rendering as small regular-weight mixed-case text instead of the
   design's bold uppercase heading. */
.fin-row--numeral .fin-row__title { font-variation-settings: 'wdth' 106; font-weight: 700; font-size: clamp(21px, 2vw, 30px); line-height: 1.06; letter-spacing: -0.036em; text-transform: uppercase; }
.fin-row--numeral:first-child { border-top-width: 1px; }
.fin-row__numeral { font-family: var(--fin-font-mono); font-size: clamp(22px, 2vw, 30px); line-height: 1.06; letter-spacing: -0.02em; color: var(--fin-accent-deep); }
.fin-section--dark .fin-row__numeral { color: var(--fin-accent); }
.fin-section--dark .fin-row { border-color: var(--fin-border-dark); }
.fin-section--dark .fin-row:first-child { border-top-color: var(--fin-accent); }
/* Numeral rows' own divider colour/weight (thin, subtle) rather than the
   dot-list's thicker teal-accented opening rule. */
.fin-section--dark .fin-row--numeral { border-color: rgba(238, 243, 242, 0.2); }
.fin-section--dark .fin-row--numeral:first-child { border-top-color: rgba(238, 243, 242, 0.34); }
.fin-section--dark .fin-row--numeral:last-child { border-bottom-color: rgba(238, 243, 242, 0.2); }

/* Certificate band's label/value rows (distinct from .fin-row: no dot-mark,
   every row gets the same soft top hairline, closed by a trailing hairline). */
.fin-cert-row { display: grid; grid-template-columns: clamp(96px, 9vw, 132px) minmax(0, 1fr); column-gap: clamp(18px, 2.2vw, 36px); row-gap: 10px; align-items: baseline; border-top: var(--fin-rule-soft); padding: clamp(18px, 1.8vw, 26px) 0; }
@media (max-width: 620px) { .fin-cert-row { grid-template-columns: minmax(0, 1fr); } }

/* Terms archive row: version / period / PDF link, three columns down to 760px. */
.fin-archive-row { grid-template-columns: clamp(96px, 9vw, 132px) minmax(0, 1fr) auto; column-gap: clamp(18px, 2.2vw, 36px); }
@media (max-width: 760px) { .fin-archive-row { grid-template-columns: minmax(0, 1fr); } }
.fin-cert-row__label { font-family: var(--fin-font-mono); font-size: var(--fin-micro); letter-spacing: 0.18em; text-transform: uppercase; color: var(--fin-accent-deep); }
.fin-cert-row__value { margin: 0; font-family: var(--fin-font-display); font-weight: 500; font-size: clamp(18px, 1.5vw, 24px); line-height: 1.32; letter-spacing: -0.026em; text-wrap: pretty; }

/* ── Dark statement band ───────────────────────────── */
.fin-statement { background: var(--fin-ink-deep); color: var(--fin-on-dark); }

/* ── Media ─────────────────────────────────────────── */
.fin-media { box-shadow: var(--fin-shadow-media); }
.fin-media img { width: 100%; height: auto; }
.fin-sheet { aspect-ratio: 1 / 1.414; overflow: hidden; display: block; }
.fin-sheet img { width: 100%; height: 100%; object-fit: cover; object-position: top; }
.fin-sheet-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: var(--fin-card-gap); }
@media (max-width: 900px) {
  .fin-sheet-row { grid-auto-flow: column; grid-auto-columns: 78%; overflow-x: auto; scroll-snap-type: x mandatory; }
  .fin-sheet-row .fin-sheet { scroll-snap-align: start; }
}

/* Framed screen carousel (Treasury's dashboard screens): a swipeable native
   scroll-snap track, plus a small JS layer (assets/js/main.js initCarousels)
   that tracks scroll position to move the progress-bar fill/counter and
   drive the arrow/dot buttons — CSS scroll-snap alone can't highlight an
   active segment or respond to a click. */
.fin-carousel__head { display: flex; align-items: center; gap: clamp(16px, 2vw, 26px); margin-bottom: clamp(18px, 1.8vw, 24px); }
.fin-carousel__counter { font-family: var(--fin-font-mono); font-size: var(--fin-micro); letter-spacing: var(--fin-ls-mono); text-transform: uppercase; color: var(--fin-text-label); white-space: nowrap; }
.fin-carousel__bar { flex: 1; position: relative; min-width: 80px; }
.fin-carousel__bar-track { position: absolute; left: 0; right: 0; top: 16px; height: 1px; background: var(--fin-border); }
/* Centered on the track's own line rather than the design file's 5px-lower
   placement — the design renders this as two visually separate parallel
   lines; merged here into one bar with a highlighted segment, per explicit
   request, as a deliberate deviation from the raw .dc.html value. */
.fin-carousel__bar-fill { position: absolute; left: 0; top: 15.5px; height: 2px; background: var(--fin-accent-deep); transition: left .3s ease; }
.fin-carousel__dots { position: relative; display: flex; align-items: center; }
.fin-carousel__dot { appearance: none; cursor: pointer; border: 0; background: transparent; flex: 1; height: 44px; padding: 0; }
.fin-carousel__arrows { display: flex; align-items: center; gap: 4px; }
.fin-carousel__arrow { appearance: none; border: 0; background: transparent; cursor: pointer; min-width: 44px; min-height: 44px; display: inline-flex; align-items: center; justify-content: center; font-family: var(--fin-font-display); font-size: 18px; line-height: 1; color: var(--fin-accent-deep); padding: 0; transition: color var(--fin-ease); }
.fin-carousel__arrow:hover { color: var(--fin-ink); }
.fin-carousel__viewport { position: relative; margin: 0 calc(-1 * var(--fin-gutter)); }
.fin-carousel-track { display: flex; gap: 24px; overflow-x: auto; overflow-y: hidden; scroll-snap-type: x proximity; scrollbar-width: none; padding: 6px 14% 14px; }
.fin-carousel-track::-webkit-scrollbar { display: none; }
.fin-carousel-track__item { flex: 0 0 72%; scroll-snap-align: start; position: relative; aspect-ratio: 1743 / 987; background: var(--fin-surface); border: 1px solid var(--fin-border); overflow: hidden; }
.fin-carousel-track__item img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: top left; }
.fin-carousel__fade { position: absolute; top: 0; bottom: 14px; width: clamp(24px, 5vw, 80px); pointer-events: none; }
.fin-carousel__fade--left { left: 0; background: linear-gradient(to right, var(--fin-bg) 20%, rgba(244, 247, 246, 0)); }
.fin-carousel__fade--right { right: 0; background: linear-gradient(to left, var(--fin-bg) 20%, rgba(244, 247, 246, 0)); }

/* ── Forms ─────────────────────────────────────────── */
.fin-form { background: var(--fin-surface); border: 1px solid var(--fin-border); padding: clamp(24px, 2.6vw, 34px) clamp(22px, 2.4vw, 30px); }
.fin-field-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); column-gap: var(--fin-field-gap); row-gap: var(--fin-field-gap); }
.fin-field { display: flex; flex-direction: column; gap: 9px; }
.fin-field--full { grid-column: 1 / -1; }
.fin-field__label { font-family: var(--fin-font-mono); font-size: var(--fin-field-label); letter-spacing: 0.14em; text-transform: uppercase; color: var(--fin-text-label); }
.fin-field__label .fin-required { color: var(--fin-field-required); }
.fin-field input[type="text"],
.fin-field input[type="email"],
.fin-field input[type="tel"],
.fin-field textarea {
  width: 100%;
  min-height: var(--fin-field-h);
  padding: var(--fin-field-pad);
  font-family: var(--fin-font-body);
  font-size: var(--fin-field-size);
  color: var(--fin-ink);
  background: var(--fin-field-bg);
  border: var(--fin-field-border);
  border-radius: 0;
  appearance: none;
  transition: border-color var(--fin-ease);
}
.fin-field textarea { resize: vertical; line-height: var(--fin-lh-body); }
.fin-field input:focus, .fin-field textarea:focus { border-color: var(--fin-accent-deep); outline: none; }
.fin-field--hp { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
.fin-form-foot { grid-column: 1 / -1; border-top: 1px solid var(--fin-bg-alt); padding-top: 16px; display: flex; justify-content: flex-start; }
.fin-form-success { background: var(--fin-bg-alt); border-top: var(--fin-rule-brand); padding: clamp(28px, 3vw, 40px); display: flex; flex-direction: column; gap: 16px; }
.fin-form-error { color: var(--fin-field-error); font-size: 14px; margin-top: 10px; }

/* Custom select (button + listbox) */
.fin-select { position: relative; }
.fin-select__trigger {
  display: flex; align-items: center; width: 100%; min-height: var(--fin-field-h);
  padding: 13px 44px 13px 16px; font-family: var(--fin-font-body); font-size: 16px;
  color: var(--fin-text-faint); background: var(--fin-field-bg); border: var(--fin-field-border);
  cursor: pointer; text-align: left;
}
.fin-select__trigger.has-value { color: var(--fin-ink); }
.fin-select__chevron { position: absolute; right: 16px; top: 21px; width: 12px; height: 8px; pointer-events: none; transition: transform var(--fin-ease); }
.fin-select.is-open .fin-select__chevron { transform: rotate(180deg); }
.fin-select__list {
  position: absolute; top: 100%; left: 0; right: 0; margin-top: 4px; z-index: 5;
  background: #fff; border: 1px solid #d7dedc; box-shadow: var(--fin-shadow-menu);
  max-height: 260px; overflow-y: auto; display: none;
}
.fin-select.is-open .fin-select__list { display: block; }
.fin-select__option { padding: 11px 16px; font-size: 15px; cursor: pointer; }
.fin-select__option:hover, .fin-select__option:focus { background: var(--fin-bg-alt); }

/* ── Header ────────────────────────────────────────── */
.fin-header {
  position: sticky; top: 0; z-index: var(--fin-z-header);
  background: var(--fin-header-bg);
  -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px);
  border-bottom: var(--fin-rule-brand);
}
.fin-header__bar {
  max-width: var(--fin-max); margin: 0 auto; padding: var(--fin-header-pad);
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
}
.fin-header__logo { display: flex; align-items: center; min-height: 44px; }
.fin-header__logo img { height: var(--fin-logo-h); width: auto; }
.fin-nav { display: none; align-items: center; gap: var(--fin-nav-gap); font-family: var(--fin-font-mono); font-size: var(--fin-nav-size); letter-spacing: var(--fin-nav-ls); text-transform: uppercase; color: var(--fin-text-label); }
.fin-header__actions { display: flex; align-items: center; gap: 12px; }
.fin-header__login {
  appearance: none; border: 0; cursor: pointer; display: inline-flex; align-items: center; justify-content: center;
  padding: var(--fin-login-pad); white-space: nowrap; font-family: var(--fin-font-display); font-size: 15px; font-weight: 500;
  letter-spacing: -0.008em; background: var(--fin-accent-deep); color: #fff; transition: background var(--fin-ease);
}
.fin-header__login:hover { background: var(--fin-ink); color: #fff; }
.fin-header__burger {
  display: inline-flex; appearance: none; border: 1px solid var(--fin-ink); background: transparent;
  min-height: var(--fin-tap-min); padding: 0 16px; align-items: center; gap: 9px; cursor: pointer;
  font-family: var(--fin-font-mono); font-size: 11px; font-weight: 500; letter-spacing: 0.16em; text-transform: uppercase; color: var(--fin-ink);
  transition: background var(--fin-ease), color var(--fin-ease);
}
.fin-header__burger:hover { background: var(--fin-ink); color: var(--fin-bg); }
.fin-header__burger-bars { display: flex; flex-direction: column; gap: 4px; }
.fin-header__burger-bars span { display: block; width: 15px; height: 1px; background: currentColor; }

.fin-navitem { position: relative; }
.fin-navitem > a { color: var(--fin-text-label); border-bottom: 1px solid transparent; padding-bottom: 3px; transition: color var(--fin-ease); }
.fin-navitem > a:hover, .fin-navitem.is-active > a { color: var(--fin-ink); }
.fin-dropdown {
  position: absolute; top: 100%; left: 50%; transform: translateX(-50%); padding-top: 14px;
  opacity: 0; visibility: hidden; transition: opacity var(--fin-ease);
}
.fin-navitem:hover .fin-dropdown, .fin-navitem:focus-within .fin-dropdown { opacity: 1; visibility: visible; }
.fin-dropdown__panel {
  width: var(--fin-menu-w); background: #fff; border: 1px solid #d7dedc; box-shadow: var(--fin-shadow-menu);
  padding: 10px 0; display: flex; flex-direction: column; text-align: left;
}
.fin-navitem--wide .fin-dropdown__panel { width: var(--fin-menu-w-lg); }
.fin-dropdown__panel a {
  padding: var(--fin-menu-item-pad); font-family: var(--fin-font-body); font-size: var(--fin-menu-item); letter-spacing: 0;
  text-transform: none; color: var(--fin-ink); transition: color var(--fin-ease);
}
.fin-dropdown__panel a:hover { color: var(--fin-accent-deep); }
.fin-dropdown__panel a[aria-disabled="true"] { color: var(--fin-text-faint); pointer-events: none; }

@media (min-width: 960px) {
  .fin-nav { display: flex; }
  .fin-header__login--desktop { display: inline-flex; }
  .fin-header__burger, .fin-header__login--mobile { display: none; }
}
@media (max-width: 959px) {
  .fin-header__login--desktop { display: none; }
}

.fin-drawer { display: none; border-top: 1px solid var(--fin-border); background: #fff; padding: 18px var(--fin-gutter) 30px; flex-direction: column; gap: 22px; }
.fin-drawer.is-open { display: flex; }
.fin-drawer__group { display: flex; flex-direction: column; gap: 12px; }
.fin-drawer__group + .fin-drawer__group { border-top: 1px solid var(--fin-border-faint); padding-top: 18px; }
.fin-drawer__label { font-family: var(--fin-font-mono); font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--fin-text-faint); }
.fin-drawer a, .fin-drawer button.fin-drawer__link {
  display: inline-flex; align-items: center; min-height: 44px; font-size: 17px; color: var(--fin-ink);
  background: none; border: 0; padding: 0; text-align: left; width: 100%; cursor: pointer;
  transition: color var(--fin-ease);
}
.fin-drawer a[aria-disabled="true"] { color: var(--fin-text-faint); pointer-events: none; }
.fin-drawer a:hover, .fin-drawer button.fin-drawer__link:hover { color: var(--fin-accent-deep); }
@media (min-width: 960px) { .fin-drawer { display: none !important; } }

/* ── Login modal ───────────────────────────────────── */
.fin-modal { position: fixed; inset: 0; z-index: var(--fin-z-modal); background: var(--fin-scrim); -webkit-backdrop-filter: blur(3px); backdrop-filter: blur(3px); display: none; align-items: center; justify-content: center; padding: clamp(20px, 4vw, 48px); }
.fin-modal.is-open { display: flex; }
.fin-modal__scrim { appearance: none; position: absolute; inset: 0; width: 100%; height: 100%; border: 0; background: transparent; cursor: pointer; padding: 0; }
.fin-modal__panel { position: relative; width: 100%; max-width: 620px; background: #fff; border-top: 2px solid var(--fin-accent); box-shadow: var(--fin-shadow-modal); }
.fin-modal__head { padding: clamp(22px, 2.4vw, 30px) clamp(22px, 3vw, 44px); border-bottom: 1px solid var(--fin-border-faint); display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.fin-modal__close { appearance: none; border: 0; background: transparent; cursor: pointer; width: 40px; height: 40px; margin: -8px -12px -8px 0; display: inline-flex; align-items: center; justify-content: center; color: var(--fin-text-label); transition: color var(--fin-ease); }
.fin-modal__close:hover { color: var(--fin-ink); }
.fin-modal__body { padding: clamp(30px, 3.4vw, 48px) clamp(22px, 3vw, 44px) clamp(28px, 3vw, 44px); display: flex; flex-direction: column; gap: clamp(26px, 3vw, 38px); }
.fin-modal__title { font-family: var(--fin-font-display); font-variation-settings: 'wdth' 108; font-weight: 700; font-size: clamp(26px, 2.8vw, 38px); line-height: 1.04; letter-spacing: -0.038em; text-transform: uppercase; text-wrap: balance; }
.fin-modal__choices { display: grid; grid-template-columns: 1fr; gap: 1px; background: var(--fin-border); border: 1px solid var(--fin-border); }
@media (min-width: 560px) { .fin-modal__choices { grid-template-columns: 1fr 1fr; } }
.fin-modal__choice { background: var(--fin-bg); padding: clamp(24px, 2.6vw, 34px) clamp(20px, 2.2vw, 28px); display: flex; flex-direction: column; align-items: flex-start; gap: clamp(18px, 2vw, 26px); color: var(--fin-ink); transition: background var(--fin-ease), color var(--fin-ease); }
.fin-modal__choice:hover { background: var(--fin-ink); color: #fff; }
.fin-modal__choice svg { color: var(--fin-accent); flex: none; }
.fin-modal__choice-title { font-family: var(--fin-font-display); font-size: clamp(17px, 1.4vw, 19px); font-weight: 600; line-height: 1.1; letter-spacing: -0.025em; text-transform: uppercase; }
.fin-modal__choice-sub { font-family: var(--fin-font-mono); font-size: 10.5px; letter-spacing: 0.14em; text-transform: uppercase; opacity: 0.62; }
body.fin-modal-open { overflow: hidden; }

/* ── Footer ────────────────────────────────────────── */
.fin-footer { background: var(--fin-ink); color: var(--fin-on-dark); }
.fin-footer__inner { max-width: var(--fin-max); margin: 0 auto; padding: clamp(44px, 4.6vw, 72px) var(--fin-gutter) 36px; display: flex; flex-direction: column; gap: clamp(32px, 3vw, 44px); }
.fin-footer__cols { display: grid; grid-template-columns: 1fr; gap: clamp(28px, 2.4vw, 32px) 24px; align-items: start; }
@media (min-width: 620px) { .fin-footer__cols { grid-template-columns: repeat(2, minmax(var(--fin-col-min-sm), 1fr)); } }
@media (min-width: 1100px) { .fin-footer__cols { grid-template-columns: repeat(4, minmax(var(--fin-col-min-sm), 1fr)); } }
.fin-footer__col { display: flex; flex-direction: column; gap: 12px; font-size: 15px; }
.fin-footer__col-label { font-family: var(--fin-font-mono); font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--fin-on-dark-faint); }
.fin-footer__col a, .fin-footer__col button { color: var(--fin-on-dark-soft); transition: color var(--fin-ease); }
.fin-footer__col a:hover, .fin-footer__col button:hover { color: #fff; }
.fin-footer__col a[aria-disabled="true"] { color: var(--fin-on-dark-faint); pointer-events: none; }
.fin-footer__login-btn { appearance: none; border: 0; background: transparent; padding: 0; cursor: pointer; text-align: left; font-family: inherit; font-size: 15px; }
.fin-footer__brand-blurb { margin: 0; max-width: 34ch; font-size: 15px; font-weight: 300; line-height: 1.6; color: var(--fin-on-dark-soft); }
.fin-footer__cert { border-top: 1px solid var(--fin-border-dark); padding-top: 26px; display: flex; flex-wrap: wrap; align-items: center; gap: 20px; }
.fin-footer__cert img { height: 62px; width: auto; }
.fin-footer__cert-text { max-width: 40ch; font-size: 13px; line-height: 1.55; color: var(--fin-on-dark-faint); }
.fin-footer__legal { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; border-top: 1px solid var(--fin-border-dark); padding-top: 22px; font-size: 13px; color: var(--fin-on-dark-faint); }
.fin-footer__legal-links { display: flex; gap: 26px; flex-wrap: wrap; }
.fin-footer__legal-links a { color: var(--fin-on-dark-faint); }
.fin-footer__legal-links a:hover { color: #fff; }

/* ── Scroll-margin for in-page anchors ─────────────── */
[id] { scroll-margin-top: var(--fin-anchor-offset); }

/* ── Utility ───────────────────────────────────────── */
.fin-nowrap-tail { white-space: nowrap; }
.screen-reader-text { position: absolute !important; left: -9999px; width: 1px; height: 1px; overflow: hidden; }